Provident Financial Holdings Stock Performance
| PROV Stock | USD 16.15 0.01 0.06% |
Provident Financial has a performance score of 10 on a scale of 0 to 100. The company holds a Beta of 0.17, which implies not very significant fluctuations relative to the market. As returns on the market increase, Provident Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Provident Financial is expected to be smaller as well. Provident Financial right now holds a risk of 0.92%. Please check Provident Financial potential upside, as well as the relationship between the accumulation distribution and price action indicator , to decide if Provident Financial will be following its historical price patterns.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Provident Financial Holdings are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. In spite of fairly weak basic indicators, Provident Financial may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more
| Provident Financial dividend paid on 4th of December 2025 | 12/04/2025 |
| Begin Period Cash Flow | 51.4 M | |
| Total Cashflows From Investing Activities | 26.5 M |
Provident | Build AI portfolio with Provident Stock |
Provident Financial Relative Risk vs. Return Landscape
If you would invest 1,516 in Provident Financial Holdings on November 6, 2025 and sell it today you would earn a total of 108.00 from holding Provident Financial Holdings or generate 7.12% return on investment over 90 days. Provident Financial Holdings is currently generating 0.1189% in daily expected returns and assumes 0.9217% risk (volatility on return distribution) over the 90 days horizon. In different words, 8% of stocks are less volatile than Provident, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Provident Financial Target Price Odds to finish over Current Price
The tendency of Provident Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 16.15 | 90 days | 16.15 | about 18.17 |
Based on a normal probability distribution, the odds of Provident Financial to move above the current price in 90 days from now is about 18.17 (This Provident Financial Holdings probability density function shows the probability of Provident Stock to fall within a particular range of prices over 90 days) .
Provident Financial Price Density |
| Price |
Predictive Modules for Provident Financial
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Provident Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Provident Financial Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Provident Financial is not an exception. The market had few large corrections towards the Provident Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Provident Financial Holdings, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Provident Financial within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.1 | |
β | Beta against Dow Jones | 0.17 | |
σ | Overall volatility | 0.44 | |
Ir | Information ratio | 0.06 |
Provident Financial Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Provident Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Provident Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 20.0% of the company outstanding shares are owned by corporate insiders |
Provident Financial Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Provident Stock often depends not only on the future outlook of the current and potential Provident Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Provident Financial's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 6.8 M | |
| Cash And Short Term Investments | 53.2 M |
Provident Financial Fundamentals Growth
Provident Stock prices reflect investors' perceptions of the future prospects and financial health of Provident Financial, and Provident Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Provident Stock performance.
| Return On Equity | 0.0515 | ||||
| Return On Asset | 0.0053 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 262.29 M | ||||
| Shares Outstanding | 6.41 M | ||||
| Price To Earning | 18.75 X | ||||
| Price To Book | 0.81 X | ||||
| Price To Sales | 2.56 X | ||||
| Revenue | 60.16 M | ||||
| EBITDA | 12.36 M | ||||
| Cash And Equivalents | 38.9 M | ||||
| Cash Per Share | 5.38 X | ||||
| Total Debt | 213.07 M | ||||
| Debt To Equity | 7.78 % | ||||
| Book Value Per Share | 19.88 X | ||||
| Cash Flow From Operations | 8.69 M | ||||
| Earnings Per Share | 0.99 X | ||||
| Total Asset | 1.25 B | ||||
| Retained Earnings | 212.4 M | ||||
About Provident Financial Performance
Evaluating Provident Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Provident Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Provident Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California. Provident Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 110 people.Things to note about Provident Financial performance evaluation
Checking the ongoing alerts about Provident Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Provident Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 20.0% of the company outstanding shares are owned by corporate insiders |
- Analyzing Provident Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Provident Financial's stock is overvalued or undervalued compared to its peers.
- Examining Provident Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Provident Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Provident Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Provident Financial's stock. These opinions can provide insight into Provident Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.